The New York Fed has released a new product—the Household Debt and Credit Report for the Second District—which tracks consumer credit conditions in the tri-state area. Our readers are already familiar with our Quarterly Report on Household Debt and Credit, which primarily tracks credit measures—including balances, delinquencies, and new originations—aggregated to the national level. This report will provide a detailed examination of borrowing and repayment behavior on an ongoing basis for New York, New Jersey, and Connecticut, and each of the five boroughs of New York City. It is based on the New York Fed’s Consumer Credit Panel (CCP), a 5 percent representative sample of credit reports from Equifax. In this post, we highlight selected findings from these new regional profiles.