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3 posts on "loan performance"
December 2, 2022

Does Bank Monitoring Affect Loan Repayment?

Nicola Branzoli and Fulvia Fringuellotti

decorative: photo of approved loan application

Banks monitor borrowers after originating loans to reduce moral hazard and prevent loan losses. While monitoring represents an important activity of bank business, evidence on its effect on loan repayment is scant. In this post, which is based on our recent paper, we shed light on whether bank monitoring fosters loan repayment and to what extent it does so.

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Posted at 7:00 am in Banks, Credit, Financial Institutions, Financial Intermediation | Permalink
June 1, 2017

Just Released: Bank Loan Performance Under the Magnifying Glass

James Vickery and April Meehl

The New York Fed’s recently released Quarterly Trends for Consolidated U.S. Banking Organizations (QT report) confirms that bank loan portfolios look a lot healthier than they did just a few years ago, reflecting the sustained economic recovery from the Great Recession. In this post, we sharpen the focus to look at bank loan performance in more detail, using more disaggregated charts added to the QT report this quarter.

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Posted at 7:00 am in Banks, Financial Institutions | Permalink
February 4, 2013

Did Securitization Lead to Riskier Corporate Lending?

There’s ample evidence that securitization led mortgage lenders to take more risk, thereby contributing to a large increase in mortgage delinquencies during the financial crisis.

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Posted at 7:00 am in Financial Institutions | Permalink | Comments (3)

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