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2 posts on "Personal bankruptcy; bankruptcy reform; insolvency; foreclosure; liquidity constraints"
February 25, 2015

The 2005 Bankruptcy Reform and the Foreclosure Crisis

Stefania Albanesi, Jaromir Nosal, Zachary Bleemer, and Matthew Ploenzke

Our previous post showed that the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) was associated with a sizable rise in foreclosure, in addition to a decline in bankruptcy filings and a rise in insolvency.

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Posted at 7:00 am in Liquidity, Macroeconomics | Permalink | Comments (1)
February 23, 2015

Insolvency after the 2005 Bankruptcy Reform

Stefania Albanesi, Jaromir Nosal, Zachary Bleemer, and Matthew Ploenzke

Personal bankruptcy was introduced in the United States through the Bankruptcy Act of 1978.

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Posted at 7:00 am in Credit, Household Finance, Housing | Permalink

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Liberty Street Economics features insight and analysis from New York Fed economists working at the intersection of research and policy. Launched in 2011, the blog takes its name from the Bank’s headquarters at 33 Liberty Street in Manhattan’s Financial District.

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