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2 posts on "student debt outcomes"
September 27, 2022

Revisiting Federal Student Loan Forgiveness: An Update Based on the White House Plan

Jacob Goss, Daniel Mangrum, and Joelle Scally

On August 24, 2022, the White House released a plan to cancel federal student loans for most borrowers. In April,  we wrote about the costs and who most benefits from a few hypothetical loan forgiveness proposals using our Consumer Credit Panel, based on Equifax credit report data.  In this post, we update our framework to consider the White House plan now that parameters are known, with estimates for the total amount of forgiven loans and the distribution of who holds federal student loans before and after the proposed debt jubilee.

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Posted at 7:00 am in Demographics, Education, Household Finance, Inequality, Student Loans | Permalink | Comments (2)
July 7, 2020

Introduction to Heterogeneity Series III: Credit Market Outcomes

Rajashri Chakrabarti

Following up series on heterogeneity and inequality broadly and in labor market outcomes specifically, we turn our focus to further documenting heterogeneity in credit market outcomes, looking at disparities in home ownership rates, varying exposure to evictions, differing gains from tuition support and Medicare programs, and more.

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Posted at 8:00 am in Education, Household Finance, Housing, Inequality, Student Loans | Permalink

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Liberty Street Economics features insight and analysis from New York Fed economists working at the intersection of research and policy. Launched in 2011, the blog takes its name from the Bank’s headquarters at 33 Liberty Street in Manhattan’s Financial District.

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