226 posts on "Household Finance"
June 26, 2014
From Our Archive: Student Debt in Perspective
The Editors We read with interest a new Brookings Institution report, Is a Student Loan Crisis on the Horizon?, assessing the weight of the student debt burden. It was also pleasing to see the New York Times, several of our Twitter followers, and others citing work on this blog in counterpoint.
June 5, 2014
What Americans (Don’t) Know about Student Loan Collections
U.S. student debt has more than tripled since 2004, and at over $1 trillion is now substantially greater than both credit card and auto debt balances.
May 28, 2014
Rising Household Debt: Increasing Demand or Increasing Supply?
Total consumer debt continued to increase in the first quarter of this year, marking the first time since the recession that aggregate debt had grown for three consecutive quarters, according to the May 2014 Quarterly Report on Household Debt and Credit.
May 13, 2014
Just Released: Young Student Loan Borrowers Remained on the Sidelines of the Housing Market in 2013
Last year, our blog presented results from the FRBNY Consumer Credit Panel (CCP) indicating that, at a time of unprecedented growth in student debt, student borrowers were collectively retreating from housing and auto markets. In this post, we compare our 2012 findings to the news for 2013.
Posted at 11:15 am in Economic History, Education, Household Finance, Housing | Permalink | Comments (3)
February 18, 2014
Just Released: Who’s Borrowing Now? The Young and the Riskless!
According to today’s release of the New York Fed’s 2013:Q4 Household Debt and Credit Report, aggregate consumer debt increased by $241 billion in the fourth quarter, the largest quarter-to-quarter increase since 2007.
December 6, 2013
Introducing the FRBNY Survey of Consumer Expectations: Household Finance Expectations
In this fourth and final post in our series describing the new FRBNY Survey of Consumer Expectations (SCE), we present the final component of the survey, dedicated to household finance.
December 5, 2013
Introducing the FRBNY Survey of Consumer Expectations: Labor Market Expectations
In the previous two blog postings in this series, we described the goals, structure, and content of the new FRBNY Survey of Consumer Expectations (SCE) and presented some findings regarding inflation expectations.
December 4, 2013
Introducing the FRBNY Survey of Consumer Expectations: Survey Goals, Design, and Content
Starting in the first quarter of 2014, the Federal Reserve Bank of New York (FRBNY) will begin reporting findings from a new national survey designed to elicit consumers’ expectations for a wide range of household-level and aggregate economic and financial conditions.
November 14, 2013
Just Released: Deleveraging Decelerates and Household Balances Increase
Today, the New York Fed released the 2013:Q3 Quarterly Report on Household Debt and Credit.
Posted at 11:15 am in Household Finance | Permalink
November 6, 2013
(Unmet) Credit Demand of American Households
Basit Zafar, Max Livingston, and Wilbert van der Klaauw One of the direct effects of the 2008 financial crisis on U.S. households was a sharp tightening of credit. Households that had previously been able to borrow relatively freely through credit cards, home equity loans, or personal loans suddenly found those lines closed off—just when they […]
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