226 posts on "Household Finance"
August 14, 2013
Just Released: Who Is Driving the Auto Lending Recovery?
This morning, the New York Fed released its Quarterly Report on Household Debt and Credit for the second quarter of 2013.
Posted at 11:00 am in Household Finance | Permalink
July 15, 2013
Improving Access to Refinancing Opportunities for Underwater Mortgages
Since the onset of the housing crisis, a focus of policymakers has been to help underwater homeowners lower their monthly mortgage payments by refinancing, principally through the Home Affordable Refinance Program (HARP).
May 29, 2013
Piggy Banks
What do banks do?
May 15, 2013
My Two (Per)cents: How Are American Workers Dealing with the Payroll Tax Hike?
The payroll tax cut, which was in place during all of 2011 and 2012, reduced Social Security and Medicare taxes withheld from workers’ paychecks by 2 percent.
May 14, 2013
Just Released: The Geography of Student Debt
This morning, the New York Fed released its Quarterly Report on Household Debt and Credit for 2013 Q1.
Posted at 11:15 am in Household Finance, Regional Analysis, Student Loans | Permalink | Comments (3)
April 17, 2013
Young Student Loan Borrowers Retreat from Housing and Auto Markets
Student loans have soared in popularity over the past decade, with the aggregate student loan balance, as measured in the FRBNY Consumer Credit Panel, reaching $966 billion at the end of 2012.
April 10, 2013
Foreclosures Loom Large in the Region
Households in the New York-northern New Jersey region were spared the worst of the housing bust and have generally experienced less financial stress than average over the past several years.
Posted at 7:00 am in Household Finance, Housing, New York, Recession, Regional Analysis | Permalink | Comments (1)
February 28, 2013
Just Released: Press Briefing on Household Debt and Credit
This morning, New York Fed director of research Jamie McAndrews joined Bank economists to brief the press on economic developments.
February 13, 2013
Underwater and Drowning? Some Facts about Mortgages that Could Be Targeted by Eminent Domain
Since the onset of the subprime crisis, many places across the United States have been affected by high levels of negative equity (meaning that borrowers owe more on their mortgages than their homes are worth), an associated flood of foreclosures, and loss of local wealth.
January 16, 2013
How Severe Was the Credit Cycle in the New York‑Northern New Jersey Region?
U.S. households accumulated record-high levels of debt in the 2000s, and then began a process of deleveraging following the Great Recession and financial crisis.
Posted at 7:00 am in Household Finance, Housing, New Jersey, New York, Regional Analysis | Permalink
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