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2 posts on "credit access; SCE"
September 27, 2022

Revisiting Federal Student Loan Forgiveness: An Update Based on the White House Plan

Jacob Goss, Daniel Mangrum, and Joelle Scally

On August 24, 2022, the White House released a plan to cancel federal student loans for most borrowers. In April,  we wrote about the costs and who most benefits from a few hypothetical loan forgiveness proposals using our Consumer Credit Panel, based on Equifax credit report data.  In this post, we update our framework to consider the White House plan now that parameters are known, with estimates for the total amount of forgiven loans and the distribution of who holds federal student loans before and after the proposed debt jubilee.

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Posted at 7:00 am in Demographics, Education, Household Finance, Inequality, Student Loans | Permalink | Comments (2)
March 27, 2015

Just Released: SCE Credit Access Survey Shows Higher Likelihood of Consumers Applying for Credit

Luis Armona, Wilbert van der Klaauw, and Basit Zafar

The Federal Reserve Bank of New York today released results from its February 2015, which provides information on consumers’ experiences with and expectations about credit demand and credit access.

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Posted at 10:15 am in Credit, Household Finance, Inflation | Permalink

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Liberty Street Economics features insight and analysis from New York Fed economists working at the intersection of research and policy. Launched in 2011, the blog takes its name from the Bank’s headquarters at 33 Liberty Street in Manhattan’s Financial District.

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