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2 posts on "Deposit Betas"
March 27, 2024

Deposits and the March 2023 Banking Crisis—A Retrospective

Photo: Man depositing check by phone while sitting at a table in a restaurant

In this post, we evaluate how deposits have evolved over the latter portion of the current monetary policy tightening cycle. We find that while deposit betas have continued to rise, they did not accelerate following the bank runs in March 2023. In addition, while overall deposit funding has remained stable, we find that the banks most affected by the March 2023 events are offering higher deposit rates and are growing their deposit funding relative to the broader banking industry.

Posted at 7:00 am in Banks | Permalink
December 21, 2023

Where Is R‑Star and the End of the Refi Boom: The Top 5 Posts of 2023

The Top 5 Posts of 2023 Graphic

The topics covered on Liberty Street Economics in 2023 hit many themes, reflecting the range of research interests of the more than sixty staff economists at the New York Fed and their coauthors. We published 122 posts this year, exploring important subjects such as equitable growth and the economic impacts of extreme weather, alongside our deep and long-standing coverage of topics like inflation, banking system vulnerability, international economics, and monetary policy effects. As we close out the year, we’re taking a look back at the top five posts. See you again in 2024.

Posted at 7:00 am in Banks, Household Finance, Treasury | Permalink
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Liberty Street Economics features insight and analysis from New York Fed economists working at the intersection of research and policy. Launched in 2011, the blog takes its name from the Bank’s headquarters at 33 Liberty Street in Manhattan’s Financial District.

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