221 posts on "Household Finance"
December 6, 2013
Introducing the FRBNY Survey of Consumer Expectations: Household Finance Expectations
In this fourth and final post in our series describing the new FRBNY Survey of Consumer Expectations (SCE), we present the final component of the survey, dedicated to household finance.
December 5, 2013
Introducing the FRBNY Survey of Consumer Expectations: Labor Market Expectations
In the previous two blog postings in this series, we described the goals, structure, and content of the new FRBNY Survey of Consumer Expectations (SCE) and presented some findings regarding inflation expectations.
December 4, 2013
Introducing the FRBNY Survey of Consumer Expectations: Survey Goals, Design, and Content
Starting in the first quarter of 2014, the Federal Reserve Bank of New York (FRBNY) will begin reporting findings from a new national survey designed to elicit consumers’ expectations for a wide range of household-level and aggregate economic and financial conditions.
November 14, 2013
Just Released: Deleveraging Decelerates and Household Balances Increase
Today, the New York Fed released the 2013:Q3 Quarterly Report on Household Debt and Credit.
Posted at 11:15 am in Household Finance | Permalink
November 6, 2013
(Unmet) Credit Demand of American Households
Basit Zafar, Max Livingston, and Wilbert van der Klaauw One of the direct effects of the 2008 financial crisis on U.S. households was a sharp tightening of credit. Households that had previously been able to borrow relatively freely through credit cards, home equity loans, or personal loans suddenly found those lines closed off—just when they […]
August 14, 2013
Just Released: Who Is Driving the Auto Lending Recovery?
This morning, the New York Fed released its Quarterly Report on Household Debt and Credit for the second quarter of 2013.
Posted at 11:00 am in Household Finance | Permalink
July 15, 2013
Improving Access to Refinancing Opportunities for Underwater Mortgages
Since the onset of the housing crisis, a focus of policymakers has been to help underwater homeowners lower their monthly mortgage payments by refinancing, principally through the Home Affordable Refinance Program (HARP).
May 29, 2013
Piggy Banks
What do banks do?
May 15, 2013
My Two (Per)cents: How Are American Workers Dealing with the Payroll Tax Hike?
The payroll tax cut, which was in place during all of 2011 and 2012, reduced Social Security and Medicare taxes withheld from workers’ paychecks by 2 percent.
May 14, 2013
Just Released: The Geography of Student Debt
This morning, the New York Fed released its Quarterly Report on Household Debt and Credit for 2013 Q1.
Posted at 11:15 am in Household Finance, Regional Analysis, Student Loans | Permalink | Comments (3)
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