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13 posts on "credit"
May 24, 2016

Just Released: Hints of Increased Hardship in America’s Oil‑Producing Counties

Andrew F. Haughwout, Donghoon Lee, Joelle Scally, and Wilbert van der Klaauw

Andrew F. Haughwout, Donghoon Lee, Joelle Scally, and Wilbert van der Klaauw Today, the New York Fed released the Quarterly Report on Household Debt and Credit for the first quarter of 2016. Overall debt saw one of its larger increases since deleveraging ended, while delinquency rates for the United States continued to improve and remain […]

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Posted at 11:05 am in Household Finance, Housing | Permalink | Comments (5)
July 8, 2015

How Sensitive Is Housing Demand to Down Payment Requirements and Mortgage Rates?

Andreas Fuster and Basit Zafar

When a household is looking to buy a home, financial considerations are usually very important.

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Posted at 7:00 am in Household Finance, Housing, Inflation | Permalink | Comments (1)
September 8, 2014

Why Aren’t More Renters Becoming Homeowners?

Andreas Fuster, Basit Zafar, and Matthew Cocci

Recent activity in the U.S. housing market has been widely perceived as disappointing.

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Posted at 2:00 pm in Credit, Inflation | Permalink | Comments (6)
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Liberty Street Economics features insight and analysis from New York Fed economists working at the intersection of research and policy. Launched in 2011, the blog takes its name from the Bank’s headquarters at 33 Liberty Street in Manhattan’s Financial District.

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Most Read this Year

  1. Delinquency Is Increasingly in the Cards for Maxed-Out Borrowers
  2. What Was Up with Grocery Prices?
  3. Auto Loan Delinquency Revs Up as Car Prices Stress Budgets
  4. Credit Card Delinquencies Continue to Rise—Who Is Missing Payments?
  5. Taking Stock: Dollar Assets, Gold, and Official Foreign Exchange Reserves
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